Fleming & Riles Insurance Home Page Google+ Facebook LinkedIn Twitter
Insurance Types Auto Insurance Home Insurance Life Insurance Business Insurance

HouseIt's easy to assume that once you sign up for home insurance, everything about your home is covered. Unfortunately, that's not the case. It's important to know what home insurance will and won't cover and whether you need extra coverage to protect everything about your home.

Here are a few common things that home insurance won't cover.


If you're purchasing a house in a high-risk area for floods, you are required to get flood insurance to go along with your home insurance policy. The danger is if you're not in a normally high-risk area for floods. Those home insurance policies don't cover floods and while the area might not be high-risk for floods, it only takes one bad storm to change everything.

Home Business

This is easy to mix up. If your business is based out of your home, you'd imagine it's all protected. That's not the case. It just protects personal liability, so if your business is ever sued, you won't be covered. You need separate business liability insurance to cover those potential dangers. Since you do have a home business, it might be possible to bundle this along with your home insurance plan.

High-Risk Dog Breed Injuries

We all love our pets, but sometimes they can be a risk as far as insurance coverages go. Insurance companies sometimes have a list of "high-risk" dog breeds and any injuries are damages that happen from this breed are not part of your personal liability of your homeowners insurance. Make sure to check out the breed of your dog with your insurance agent and get appropriate coverage.

Make sure you're fully aware of what you need protected in your home. Give Fleming & Files Insurance a call today at (229) 436-3408 for more information on Albany GA home insurance.

Also Read: Albany GA Auto & Home Insurance

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

View Mobile Version

Site Links Contact Us Your Trusted Source
About Us
Get A Quote
Customer Service
Make a Payment
Contact Us
Auto Insurance
Home Insurance
Life Insurance
Disability Insurance
Business Insurance
Other Insurance Types...
Office AddressOffice Address:
Fleming & Riles Insurance
636 Pointe North Blvd
Albany, GA 31721
Map & Directions

(800) 833-4379
(229) 436-2408
Fleming & Riles Insurance