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Profile of MotorcycleHaving a motorcycle is a fun and exciting way to get around. However, before you buy, there are a few things that you need to consider. Let us take a look at some of the important factors all riders need to contemplate.


While riding a motorcycle is fun, it can be lethal if not done properly. Take time to assess your abilities and skills. Consider taking a safety course to learn to ride — or even just as a refresher course, if you have ridden a motorcycle before. Another thing you must think about is that you need a special license to ride a motorcycle legally on the road. Riding schools help you get the skills you need in order to pass a motorcycle-licensing test.

Riding Style

The type of riding you intend to do will have a determining factor in the type of bike you decide to purchase. If you see yourself as a fast paced rider that wants to partake in extreme riding activities, consider a sport bike. If, on the other hand, you are a more traditional rider who is really just looking for a fun way to get to work, perhaps a traditional bike is best suited for you. If you are the type of person who wants to go on long trips and just feel the wind in your face but not push the limits, a cruiser may be more your style. Do the research and decide what kind of motorcycle is right for you.


The price you are willing to pay for your motorcycle is a matter of personal discretion. New motorcycles can range from less than $5,000 to $25,000. However, most dealers are willing to provide financing options in order for you to afford a new bike. Or, you may also consider buying a used motorcycle. Whether you buy from a dealer or a private seller there are a few things to look for when buying it used.
  1. Watch out for damaged or replaced bodywork and foot pegs. Make sure the bike is in good condition.
  2. Check that the engine is not leaking and that the chains are clean and tight.
  3. Make sure that the brakes are in good condition with no sign of dragging or overheating.
Buying a used bike is a great way to see if riding really is something you can get into without spending too much money.

Safety Equipment

Before you begin to ride, you will need to purchase a few safety essentials, including a helmet that meets DOT (Department of Transportation) safety standards. You will also need gloves, boots, and a jacket. Remember that in the event of an accident, this safety gear is all that lies between you and the pavement.

At Fleming & Riles Insurance, we understand how exciting it can be to ride a motorcycle, as well as the importance of being safe and secure while on the road. Call us today at (800) 833-4379 to find out more about the motorcycle insurance policies we offer and how we can help you.
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