Fleming & Riles Insurance Home Page Google+ Facebook LinkedIn Twitter
Insurance Types Auto Insurance Home Insurance Life Insurance Business Insurance

Car BurglarAuto insurance rates are one of the most important factors you'll consider when selecting a policy. If you are moving from one city to the next, though, you may notice that your rate changes in the process. This is not a coincidence.

Here's more on why your location impacts your rates.

What Impacts The Cost Of Auto Insurance?

While a variety of factors play a role in car insurance costs — including your driving record, age and even the car itself — where you live factors in as well. Insurance companies focus on risk when determining cost. The more risk your policy will be to them, the more expensive the policy will be to you. When it comes to location, risk matters.

Most insurance companies use a great deal of data to factor in costs based on risk for various locations. If you live in an area where there are high crime rates, the risk that your car will be stolen or vandalized is higher. If you live in an area with a high number of ticketed drivers due to higher speed limits, this too can impact your score. Fraud rates in some areas can impact your costs as well.

Also keep in mind that car insurance companies zero in on accidents. If you live in an area where there is a high number of accidents on a routine basis, insurers will see you as an increased risk.

What Can You Do About It?

Unfortunately, there is not much you can do about where you live, except move. While you may not be able to control geographic elements of the cost, you can control the amount of risk you present to the insurance company yourself. It is a good idea to stay free of accidents and moving violations. And be sure to shop for an insurance plan that doesn't put as much focus on location (not all insurers do). This can help to support your needs for a lower insurance rate.

Get a quote today. Call Fleming & Riles Insurance at (800) 833-4379 for more information on the Albany GA auto insurance policies we offer.
Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

View Mobile Version

Site Links Contact Us Your Trusted Source
About Us
Get A Quote
Customer Service
Make a Payment
Contact Us
Auto Insurance
Home Insurance
Life Insurance
Disability Insurance
Business Insurance
Other Insurance Types...
Office AddressOffice Address:
Fleming & Riles Insurance
636 Pointe North Blvd
Albany, GA 31721
Map & Directions

(800) 833-4379
(229) 436-2408
Fleming & Riles Insurance