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Suburban Home with 4 Car GarageWhether you know it or not, your home is a sitting duck. From water damage due to a busted pipe to a break-in, there is always an ever-present uncertainty that could result in a claim on your home insurance. If you are like most homeowners, you are constantly looking for ways to avoid costly household expenses. Fortunately, the following measures can help you safeguard your home and reduce the chance of costly repairs.

Fortify Your Home Against the Possibility of Burglary

Although we aren't promoting building moats and drawbridges to protect your family, there are practical measures you can take to enhance your home's security. Your ultimate goal is to make it harder for burglars to break into your home, which can discourage them from trying. The following should help you get a head start on protecting your home from the outside to the inside.
  • Do install automatic lights inside and outside your home.
  • Do use a keypad, in addition to locks, and change the code frequently.
  • Do install window stops.
  • Don't allow your yard to look unkempt.
  • Don't allow mail to overflow from your box.
  • Don't leave car doors unlocked.
Again, your goal is to make your home look unappealing. This should discourage intruders, who may be looking for an easily accessible home.

Protect Your Home from Severe Weather

Severe weather can pose a major threat to your home, particularly here in Georgia. To protect your home in advance, keep the following tips in mind.
  • Invest in an emergency kit that contains a first aid kit, flashlights, batteries, etc.
  • Reinforce your window and door seals.
  • Make sure your roof is in top-notch condition.
  • Secure items that can blow away.
When it comes to severe weather, it pays to be ready for anything that could damage your home. The more measures you take to mitigate losses, the less likely it is that you'll sustain a loss.

Prepare Your Home for a Fire

Even though your chances of experiencing a home fire are decreasing, the costs associated with fires are increasing. The best way to reduce your costs is to take proactive steps to prevent a fire in the first place.
  • Make sure your smoke detectors are working properly.
  • Strategically place multiple fire extinguishers throughout your home.
  • Buy a fire blanket.
  • Install a sprinkler system.
Unlike other threats, there are many things you can do in advance to prevent a house fire. With a little due diligence and education, your entire family can protect your home from fires.

Reduce the Chance of Liabilities

You are responsible for guests who visit your home. It is up to you to ensure they leave your home as they came — meaning they don't incur any injuries. Although your home insurance policy may help you cover the cost of a lawsuit, it's important to reduce the chances of injuries happening on your property.
  • Repair cracks in driveways.
  • Fix loose boards on your porch.
  • Limit the contact guests have with your pets.
  • Don't allow guests to use your pool or jump on your trampoline unsupervised.
Due diligence is crucial when it comes to liability. As a homeowner, it's important that you take every measure possible to reduce the instance of accidents on your property to prevent lawsuits.

Your home is your most valued asset. As such, it makes sense to take steps to protect your home from all sorts of risks. From burglaries to liability cases, you can secure your home from perils starting now.

We've got your back. Call Fleming & Riles Insurance at (800) 833-4379 to get a free Georgia home insurance quote.
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