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LightningWhile it might be a welcome relief after a long winter, the spring season doesn't always warrant sunny and warm weather. In fact, this season is notorious for bringing heavy rains, lightning, thunder, and even tornadoes. Protecting your business and its employees by being prepared is your first line of defense against the potential for spring storm damage. Your second is the right business insurance package, which is complete with a Business Owner's Policy (BOP), commercial property coverage and general liability protection.

Emergency Preparedness


First, establish a chain of command, a communication plan, and an exit strategy should you need one. Involve your staff members in the emergency instructions so that everyone is on the same page. Next, ensure your staff members are familiar with tornado procedures.

Prepare For Power Outages


According to Hortica, here are some steps you can take to manage and prepare for power failures.
  • Clearly label circuit breakers
  • Keep a generator on site
  • When severe storms come, unplug computers and other equipment that could be damaged by the surge
  • Install surge protectors
  • Service emergency equipment prior to storms to ensure it will work when you need it
  • Keep backup digital files for critical information

Protect Your Property


Take an inventory of your important items before a storm. This will help to report lost or damage property after a severe spring storm. Ensure all latches and supports are in good working order and that heavy items are secured. Next, find a home for loose items, especially important documents.

Now's a great time to review your business insurance coverage. Call Fleming & Riles Insurance at (800) 833-4379 for a free Georgia business insurance quote.
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