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Fleming & Riles Insurance Blog: home insurance

View the latest blog posts from Fleming & Riles Insurance.

Imagine finding yourself unable to be home but watching from a camera app on your phone as someone breaks in. You can immediately respond. You can connect with law enforcement to report the crime. You have a digital witness capturing the images of those at your home. This capability is not far-fetched. READ MORE >>

A storm tears through your neighborhood. Your home is okay, but one look around your yard and you know there is an expensive mess to clean up. You will need help. Will your home insurance policy help clean up after a storm? It depends if the damage is deemed to have been avoidable, and other policy-specific details. READ MORE >>

Home insurance coverage is not the same across the board. Some homeowners opt for extensive coverage to insure costly valuables. Others opt for "bare bones" coverage that covers the basics at the minimum allowable coverage limits. Here's what to consider when determining the amount of home insurance you need. READ MORE >>

When preparing to buy a home, you have likely considered all of the major financial factors: down payment, mortgage, insurance, and maintenance. However, have you considered how much your extracurricular activities take out of your monthly budget? Everyone has a lifestyle they are accustomed to. READ MORE >>

As a homeowner, protecting what is likely your largest investment is a must. While you hope you'll never have to file a claim, the truth is, not all accidents and situations can be foreseen. As we explore the five most common causes for claims, keep in mind that the best home insurance policy will give you the coverage and peace of mind you deserve. READ MORE >>

Winter can bring all types of adverse weather, from biting cold, to wind, to snow and ice. With increased changes of bad weather, your risk for home damages rise. You likely have heard of spring cleaning, but you shouldn't forget to get your home ready for winter. READ MORE >>

Will you be hosting out-of-town guests or festive revelers this holiday season? Well before they arrive, make sure you are protected with a solid home insurance policy in case any of your guests slip and fall or otherwise injure themselves at your fete. READ MORE >>

Whether you are a new homeowner or have lived in your home for decades, the approach of fall is the ideal time to knock out some key home improvement projects. Winter can be unpredictable, which is why you need a solid Georgia home insurance policy. READ MORE >>

Do you bring work home with you? If so, you could be bringing home more than just stress. In some situations, your business property could be lost in the event of a fire, theft, or storm. You have home insurance to protect your home itself from these types of risks, but do you have enough coverage to protect any business property stored at your home? READ MORE >>

If you've never wondered how responsible of a homeowner you are, you should. There are certain habits that can render you as irresponsible. Why should you care? Because bad habits (such as skimping on Homeowners Insurance or failing to conduct an annual home inspection) can negatively affect your quality of life and cost you money. READ MORE >>

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