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Fleming & Riles Insurance Blog: business insurance

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Did you know that Twitter has never been profitable? Many businesses have similar stories. They aren't bringing in any profits. But, this doesn't have to be a permanent situation. Here are five tips to implement to ensure your business is profitable: 1. Embrace Bootstrapping. READ MORE >>

Hurricanes are a risk for businesses across the Southeast. They cause wind damage to businesses — including companies in inland areas, such as South Georgia. Hurricanes can also cause significant flooding. And repairs may take months. This means that hurricanes can be extremely expensive for businesses. READ MORE >>

The goal of a farm is to meet consumer needs. Crops, livestock and various other agricultural products do more than just feed people. They also serve as supplements for manufacturing and technology. Therefore, the agricultural industry is vital to the American economy. READ MORE >>

As a business owner, you know the importance of carrying workers compensation insurance to protect your bottom line and your employees. While accidents happen, there are a few obvious red flags that all employers should be familiar with in order to detect and identify potentially fraudulent claims. READ MORE >>

Owning a Limited Liability Company — or LLC — can provide an owner with ample protection and legal organization. One of the main reasons individuals become an LLC is to minimize the financial risks of business ownership from impacting their personal finances. READ MORE >>

While it might be a welcome relief after a long winter, the spring season doesn't always warrant sunny and warm weather. In fact, this season is notorious for bringing heavy rains, lightning, thunder, and even tornadoes. Protecting your business and its employees by being prepared is your first line of defense against the potential for spring storm damage. READ MORE >>

If you own a business, it's easy to get carried away running your business and forget the legal obligations. One such legal requirement many businesses overlook is workers compensation insurance. What Is Workers Compensation Insurance? Workers compensation insurance is required by law in most states. READ MORE >>

FEMA (the Federal Emergency Management Agency) has some startling news about the vulnerability of many businesses to disasters. The agency reports that 40 percent of companies never reopen after a disaster. And an additional 25 percent close before another year passes. READ MORE >>

One benefit you can request your Georgia business insurance policy to include is coverage for employees who may need to enter substance abuse treatment facilities. Substance abuse in the workplace is a pervasive problem. READ MORE >>

You might be surprised to learn that even if your business is located in an area that has never had flood problems before, you should still consider purchasing a flood insurance policy. According to the Federal Emergency Management Administration (FEMA), climate change and changing demographics are increasing the frequency of and intensity of natural disasters. READ MORE >>

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