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Halloween Halloween is just around the corner and while it can be a fun and festive time, there are also risks when opening your home to people. Between holiday parties and trick-or-treaters, you need to make sure to protect yourself and your home from accidents that can result in insurance claims or lawsuits. Following these simple Halloween safety tips can help.
  • Walkways: Keep all walkways clear of toys, ornaments and debris that could cause people to stumble and injure themselves. Make sure that your lights are in good working order. Proper lighting will help party guests or trick-or-treaters clearly see where they are going as well as deter any burglars that may be looking for a target.
  • Pets:Help to avoid the likelihood of your pets being startled by strangers in costume and lashing out. Keep them away from the porch and other areas that are accessible to visitors.
  • Jack-O-Lanterns:Pumpkin carving is a tradition for Halloween that can create many safety issues. Allow children to assist with the design of the jack-o-lantern but leave the actual cutting to the adults. Using burning candles can create fire damage if knocked over. Consider using battery-powered lights.
  • Treats: While fun, homemade treats are good for parties, give the commercially packaged goodies to trick-or-treaters. When it comes to your party guests, make sure that you are not serving excessive amounts of alcohol and absolutely ensure that underage guests are not consuming any alcohol. Dry ice is a fun way to set a mood at Halloween parties, however it can cause serious damage if consumed. Make sure that small pieces do not make their way into cups.
  • Security Systems:If you plan on being away from your home to attend a party make sure that all security systems are working properly. Halloween is a prime time for burglaries and hooligans causing mischief. Motion sensing lights can also help to scare away any troublemakers.
Along with these simple Halloween safety tips, make sure that your homeowners insurance policy is up to date and can protect you in the event that an accident does occur.

At Fleming & Riles Insurance, we know that Halloween should be a time of fun, rather than concern about insurance claims. Call us at (800) 833-4379today to ask about how we can help you find the right home insurance policy so you can get back to the party.
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